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Expect a call within 48 to 72 hours—we’ll follow up to offer personalized Medicare guidance and answer any questions you may have. Here’s what you can expect next...
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What We’ll Do next . . . .
Step One
Our team is reviewing your details to tailor the Medicare advice you need.
Step Two
A licensed Medicare expert will reach out shortly to discuss your options and guide you through choosing the best plan for you.
Step Three
Be sure to read through the guide, so that we can discuss your options—it’s packed with essential Medicare tips and insider advice that can make all the difference in selecting the right plan.
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Please Note: An immediate call doesn't secure a Medicare plan, however it ensures your inquiry receives prompt, individualized attention.
Important Medicare Plan Information (Required Reading)
Before we connect for your personalized consultation, Medicare requires that we provide you with some important information about the types of coverage available.
This applies if you are exploring Medicare Advantage (Part C) or Medicare Prescription Drug (Part D) plans.
Please review the summary below — it helps ensure your rights are protected and that you have all the facts you need.
Medicare Advantage Plans (Part C) and Cost Plans Overview
Medicare HMO (Health Maintenance Organization):
A type of Medicare Advantage Plan that covers Part A and Part B services, and often includes prescription drug coverage (Part D). Care is generally provided through a network of doctors and hospitals, except for emergencies
Medicare HMO-POS (Point-of-Service):
Similar to an HMO, but allows limited use of providers outside the plan’s network, usually at a higher cost.
Medicare PPO (Preferred Provider Organization) Plan:
A Medicare Advantage Plan offering access to network providers for lower costs, but also allows visits to out-of-network providers, typically for a higher fee.
Medicare PFFS (Private Fee-For-Service) Plan:
This Medicare Advantage Plan lets you see any Medicare-approved provider who agrees to the plan’s payment terms. Some plans have provider networks you can use for lower costs.
Medicare SNP (Special Needs Plan):
Tailored Medicare Advantage Plans for individuals with specific needs, such as those who qualify for both Medicare and Medicaid, live in nursing homes, or have chronic health conditions.
Medicare MSA (Medical Savings Account) Plan:
Combines a high-deductible health plan with a special savings account funded by Medicare. Funds can be used toward medical costs before meeting the deductible.
Medicare Cost Plans:
Allows flexibility to receive care both in and out of network. Services received outside the network are covered under Original Medicare with standard deductibles and coinsurance.
Stand-alone Medicare Prescription Drug Plans (Part D)
Medicare Prescription Drug Plan (PDP):
A standalone plan that adds drug coverage to Original Medicare, certain Medicare Cost Plans, Private Fee-For-Service Plans, and Medical Savings Account Plans
Other Related Coverage Options
Medicare Supplement (Medigap) Plans:
Insurance plans that help pay certain costs not covered by Original Medicare, such as deductibles, coinsurance, and copayments for Medicare-approved services.
Dental, Vision, and Hearing Plans:
Separate insurance plans that provide benefits for dental, vision, or hearing needs. These plans are not part of Medicare.
Hospital Indemnity Plans:
Supplemental insurance that pays a set amount if you are hospitalized or require certain types of medical care. These plans are not affiliated with Medicare.
Important Notice:
This information is required for Medicare Advantage and Prescription Drug Plan discussions.
It does not apply if you are only reviewing Medicare Supplement (Medigap) plans or non-Medicare dental, vision, hearing, or hospital indemnity products.
DISCLAIMER
This is a solicitation for insurance. Submitting your information or calling numbers listed on this website will connect you with a licensed agent or broker. Medicare has neither reviewed nor endorsed this information. We are not affiliated with any United States government or state agency.
We do not offer every plan available in your area. Depending on your location, we may not have any plans available in your area, while in other areas there may be eight or more options.
For a full listing of plans available in your area, visit Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP).
Additionally, if you purchase products through the links on our site (excluding free resources), we may receive a commission — at no cost to you. Thank you for your support!
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